Austin County State Bank Personal Banking 

Personal Banking Checking

Efficient Checking

  • Available to individuals who want a no cost, no fee checking account that earns interest**
  • Minimum to open $100.00
  • No minimum balance
  • Free Visa Debit Card
  • Free Online banking
  • Free E-statements
  • Bill Pay Available
  • ATM fees refunded*
  • Unlimited ATM withdrawals

*ATM fees up to $20.00 per statement cycle will be refunded if requirements are fulfilled.
** Interest Rates are variable and subject to change
Additional Options

  • Automatic Savings Plan Option
  • Sweep Feature Available
  • Direct Deposit Option

Requirements

  1. At least 10 debit card (CREDIT) transactions per statement cycle
  2. Accept electronic delivery of statements by maintaining a valid email address
  3. Have at least one ACH (direct deposit or direct debit) applied to your account each month
  4. Maintain a valid email address

Basic Checking

  • Available to individuals who want a no frills checking account
  • Minimum to open $50.00
  • No minimum balance
  • Free Visa Debit Card
  • Free Online Banking
  • Free E-Statements
  • $3.00 for Monthly paper statement with Check Images
  • Unlimited Check Writing
  • Unlimited ATM Withdrawals

Additional Options

  • Automatic Savings Plan Option
  • Sweep Feature Available
  • Direct Deposit Option

Plus Point Checking

  • Available to individuals who want an extra plus to their checking
  • Minimum to open $100.00
  • To avoid a Monthly Maintenance Fee of $10.00 a $1000.00 Minimum Balance or $2000.00 Average Monthly Balance must be maintained.
  • Free E-Statements with Images or Free Paper Statement with Images
  • Interest Paid Monthly - See us for Current Rates
  • Free Debit Card
  • Free Online Banking
  • Unlimited Check Writing
  • Unlimited ATM Withdrawals

Additional Options

  • Automatic Savings Plan Option
  • Sweep Feature Available
  • Direct Deposit Option

Founders and Golden Checking

  • Minimum to open $100.00
  • $5,000.00 combined average monthly balance in your checking, savings, money market account, or Time Deposits to avoid monthly maintenance fee
  • $10.00 monthly maintenance fee if average monthly balance falls below $5,000.00
  • Free E-Statements with Images or Free Paper Statement with Images
  • Interest Paid Monthly - see us for current rates
  • Free Debit Card
  • Free Online Banking
  • Free - One Box of personalized, wallet style checks per year
  • Free Money orders, cashier's checks and traveler's checks
  • Unlimited Check Writing
  • Unlimited ATM withdrawals

Additional Options

  • Automatic Savings Plan option
  • Sweep Feature Available
  • Direct Deposit Option

Connections Checking

  • Available to Employees of Austin County State Bank Business Customers enrolled in one of our Business Accounts
  • Minimum to open $100.00
  • $250.00 Minimum Daily Balance
  • $5.00 monthly maintenance fee if balance falls below $250.00
  • Free E-Statements with Images
  • $3.00 for Monthly paper statement with Check Images
  • Free Debit Card
  • Free Online Banking
  • Free - One box of personalized, wallet style checks per year
  • 3 Free Money orders and 3 Free Cashier's Checks per month
  • Unlimited Check Writing
  • Unlimited ATM withdrawals

Additional Options

  • Automatic Savings Plan option
  • Sweep Feature Available
  • Direct Deposit Option